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Oliver Buchannon
The Automotivist -

The financial truth behind car ownership. I love cars. I refuse to let them keep me broke.

Why a New Car Now Costs $11,577 a Year - The Full AAA 2026 Math

Jun 19, 2026

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3 min read

Why a New Car Now Costs $11,577 a Year - The Full AAA 2026 Math

Six line items the dealer never quotes. Two AAA still does not measure.

The Automotivist -
The Automotivist -
What $997 a Month in Car Costs Looks Like on $58000 Income

Jun 12, 2026

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2 min read

What $997 a Month in Car Costs Looks Like on $58000 Income

She drove the 2026 upgrade. The numbers brought her back. The redirect is still sitting there.

The Automotivist -
The Automotivist -
What $875 a Month in Car Overspend Becomes in the S&P 500 Over 10 Years

Jun 5, 2026

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3 min read

What $875 a Month in Car Overspend Becomes in the S&P 500 Over 10 Years

They sold you a monthly number. Here is what that number compounds to instead.

The Automotivist -
The Automotivist -
Can You Actually Afford That Car? The 5-Step Check Before You Sign

May 29, 2026

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5 min read

Can You Actually Afford That Car? The 5-Step Check Before You Sign

Most people check the payment. Here is the full math before you leave the lot.

The Automotivist -
The Automotivist -
Average New Car Payment Hit $773 in Q1 2026 - True Cost at Every Income Level

May 22, 2026

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3 min read

Average New Car Payment Hit $773 in Q1 2026 - True Cost at Every Income Level

What happens when you run the full stack against take-home, not gross.

The Automotivist -
The Automotivist -
How a $590 Car Payment Costs a $58,000 Earner $1,001 a Month

May 15, 2026

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3 min read

How a $590 Car Payment Costs a $58,000 Earner $1,001 a Month

The $411 he did not see coming. Month 8 of owning a CR-V.

The Automotivist -
The Automotivist -
What $300 a Month in Car Overspend Becomes in Bitcoin Over 5 Years

May 8, 2026

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3 min read

What $300 a Month in Car Overspend Becomes in Bitcoin Over 5 Years

One in three trade-ins is underwater. Here is what the payment redirect builds instead.

The Automotivist -
The Automotivist -
84-Month Car Loan True Cost - The 3-Number Check Before You Sign

May 1, 2026

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5 min read

84-Month Car Loan True Cost - The 3-Number Check Before You Sign

22.9% of new car buyers signed a 7-year loan in Q1. Here are the 3 numbers to check first.

The Automotivist -
The Automotivist -
The $1,262 They Never Mentioned

Apr 24, 2026

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3 min read

The $1,262 They Never Mentioned

The dealer ran one number. Here are the other three.

The Automotivist -
The Automotivist -
The Car Payment That Looks Fine But Isn't

Apr 17, 2026

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3 min read

The Car Payment That Looks Fine But Isn't

Fake affordability: when you can make the payment but can't afford the car.

The Automotivist -
The Automotivist -

The Automotivist Weekly

The car math no one shows you. Every Friday.

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